Business Interruption review

An analysis of your Business Interruption (BI) insurance against your risk exposures will reveal both the effectiveness of your cover and identify major uninsured risks.

Given the forensic approach taken by insurers when a claim happens, it is essential to ensure that your cover fits your risk and that you understand the practical application of your BI policy.

An analysis of your Business Interruption (BI) insurance against your risk exposures will reveal both the effectiveness of your cover and identify major uninsured risks.

Our review of how losses arise, their impact on your business, interdependencies and anticipated loss mitigation measures will enable us to gauge the scale of your risk exposures and pinpoint precisely where you are vulnerable and the likely effect.

Using our bespoke models and forensic accounting expertise, we will conduct a detailed analysis of your BI coverage together with an assessment of the insurable risks faced by your business. We will advise you on the adequacy of the sums insured, indemnity period, limits, sub-limits, insured rate of gross profit calculation, policy clauses and the evaluation of Estimated and Probable Maximum Loss values. 

Our report will highlight any flaws in the adequacy of your BI coverage in relation to the insurable risk exposures of your business and recommend improvements.